United Preferred Checking
Requirements to earn the higher APY* per statement cycle are:
- 1 Direct Deposit,
- 12 Signature Based Debit Card Transactions (used as credit) and
- Enroll & Receive Electronic Statements (e-Statements)
You will receive the following per statement cycle when requirements are met:
- 2.35% APY* on balances up to $25,000.00
- .25% APY* on balances over $25,000.00
- ATM Refunds up to $15.00
When you do not meet the requirements, the entire balance will earn .10% APY*.
Other benefits include:
- Free Debit Card
- Free Online Banking
- Free Bill Pay
- No Monthly Service Charge
*APY= Annual Percentage Yield. To earn 2.35% APY on balances between $.01 and $25,000 and .25% APY on all amounts above $25,000 you must perform the following each statement cycle: make at least 12 Signature Based Debit Card Transactions, One Direct Deposit and Enroll & Receive Electronic Statements (e-Statements). If you do not meet the minimum requirements during a given statement cycle, you will earn the base rate of .10% APY. Rates and terms are effective as of 11-01-11. We may change the interest rate and APY at any time after the account is opened. ATM refunds are up to $15 per statement cycle when the requirements are met. Minimum balance to open the account is $100. Available to personal accounts only. Member FDIC.
