Personal Checking

United Preferred Checking

This rewards checking account pays you back big when you meet the following requirements each statement cycle.  In addition, this account also qualifies for our new UChoose Rewards Program (see our ad on our home page to register or to learn more):

• One Direct Deposit,
• 12 Signature Based Debit Card Transactions (used as credit) and
• Enroll & Receive Electronic Statements (e-Statements)

Click Here to see the current rewards rates.

When you do not meet the requirements, you will not receive the rewards interest rate.
The minimum to open the account is $100.00 but there are no minimum balances and no monthly service charges.

Other benefits include:

• Free Debit Card
• Free Online Banking
• Free Bill Pay

United Checking

• Minimum opening deposit of $100
• No monthly service charge
• Unlimited deposits and withdrawals
• Free check card
• Free internet access providing 24/7 real time viewing
• Free online bill payment

NOW Account / United Plus Checking

• Interest bearing account
• Unlimited deposits and withdrawals
• Minimum opening deposit of $500
• No monthly service charge if $500 average daily balance is maintained. Otherwise, a $10 monthly service charge is assessed
• Free check card
• Free internet access providing 24/7 real time viewing
• Free online bill payment

Classic Checking

• For our customers age 55 or better
• Minimum opening deposit of $500
• Interest is paid on balances of $500 and higher
• Unlimited deposits and withdrawals
• Free Classic Checking wallet checks (limit 2 boxes per year - 50% discount on duplicates and other styles)
• Free 3x10x22 safe deposit box (50% discount on other sizes)
• Free internet access providing 24/7 real time viewing
• Free online bill payment
• 2 free stop payments per year
• Free teller services including cashier's checks and money orders
• 0.25% increase on non-promotional CD's up to $250,000