Business Checking

United Business Checking

A simplified and convenient account solution for those companies with moderate account activity.

  • Minimum opening deposit of $100
  • No monthly service charge if an average daily balance of $500 is maintained; otherwise, a $10 monthly charge will be assessed.
  • Per debit transaction fee: first 20 free, then $.25
  • Per credit transaction fee: first 20 free, then $.25
  • Per deposited item transaction fee: first 100 free, then $.15
  • Internet Banking with 24/7 real time access with Cash Management capabilities including:
    • ACH origination
    • Bill payment
    • Online tax payments
    • Direct deposit for payroll

Commercial Checking

A comprehensive and competitive account solution for those companies with significant account activity. Accrued charges are run through account analysis and may be offset by earnings credit calculated on the average daily balance.

  • Minimum opening depsosit of $500
  • $10 monthly service charge
  • $0.15 per debit
  • $0.20 per credit
  • $0.09 per deposited item
  • Internet Banking with 24/7 real time access with Cash Management capabilities including:
    • ACH origination
    • Bill payment
    • Online tax payments
    • Direct deposit for payroll

 United Plus Business Checking

A convenient, competitive, interest bearing account solution for those companies that have moderate account activity.

  • Interest bearing checking account
  • Minimum opening deposit of $1000
  • Monthly service charge of $10 if daily average balance falls below $2500.
  • Per debit transaction fee: first 20 free, then $.25
  • Per credit transaction fee: first 20 free, then $.25
  • Per deposited item transaction fee: first 100 free, then $.15
  • Internet Banking with 24/7 real time access with Cash Management capabilities including:
    • ACH origination
    • Bill payment
    • Online tax payments
    • Direct deposit for payroll